Juneteenth

KSB will be closed on Wednesday, June 19th in honor of Juneteenth. We will be open for business as usual on Thursday, June 20th.

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CDs & IRA Accounts

Start Saving Smarter

If you’re looking for a way to save smarter and more aggressively for your future, Keystone Savings Bank has you covered. Do you want to earn a better interest rate on your balance? Our Certificates of Deposit (CD) accounts are a perfect fit that offer flexibility. Or, maybe you want to make sure you are saving enough for your retirement. We also offer Individual Retirement Accounts (IRAs) to allow you save smarter.

Certificates of Deposit

CDs are a great way to maximize your earnings. Once you place your funds into the CD account, you cannot access them until the account reaches the full maturity. Here’s what you need to know about our CD accounts:

  • Maturities available from 91 days to 5 years
  • Automatic renewal options available
  • Opening deposit requirements vary
  • Funds can be accessed at full maturity by withdrawal
  • Early withdrawals may be subject to penalty

Current CD Rates

Keystone Savings Bank also offers Youth CD accounts available for children up to age 18 that only require a $100 opening deposit. Additional deposits of $25 or more are allowed at any time.

If you’d like to open a CD account at Keystone Savings Bank, get started by completing our account application.

Retirement Accounts

Are you saving enough for your retirement? If not, it’s not too late to develop a smarter saving strategy. The retirement accounts we offer are a great option to make sure you’re saving responsibly so you can live the way you want when your working days are over. Our IRAs offer:

  • Competitive fixed interest rates
  • Open an IRA with any of our certificate of deposit accounts
  • $500 opening deposit requirement OR $20 per month easy save option
  • Account is subject to IRA termination fee and limitations and/or penalties imposed by the Internal Revenue Service.

IRAs do have tax implications, so please consult with your tax adviser before opening an account. If you’d like to learn more about the features of Keystone Savings Bank’s retirement accounts, please contact our offices.

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