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Savings Accounts

Start Saving Your Way

It doesn’t matter if you have a specific goal you’re saving for or if you just want to make sure you’re prepared for the unexpected, a savings account is the cornerstone of your finances. At Keystone Savings Bank, we give you options when choosing savings accounts so you can pick the one that works best for how you save. To start the process of opening an account, complete our online application.

Complete Our Account Application

Compare Our Accounts

 Economy Savings AccountYouth Savings AccountHoliday Savings AccountHealth Savings Account

Choose this account if...

You want a traditional savings account to grow your savings

You want to teach your children the value of saving responsibly

You want an account that helps you save for holiday gift purchases throughout the entire year

You want to be prepared to pay for qualified medical expenses before your deductible kicks in

Opening Deposit


No minimum deposit is needed to open this account


No minimum deposit is needed to open this account

Minimum Balance Requirement$20None

If any withdrawal is made from this account before October 28th each year, the account is closed


$3 monthly fee for paper statements (E-Statements are free)


$8.50 per debit fee for each debit in excess of four (4) during statement cycle


$8.50 minimum balance fee if account falls below $20 during statement cycle

$7.50 per debit fee for each debit in excess of four (4) during statement cycle





Additional Benefits









Free Online & Mobile Banking


Earn Competitive Interest




















You must be 18 years old or younger to open our Youth Savings Account


At age 19, the Youth Savings Account changes to our Economy Savings Account











A check will be issued by the bank for all deposits made, plus accrued interest, on or about October 28th each year


Limit of one account per person


Earn Competitive Interest










You must be enrolled in a High-Deductible Healthcare Plan to open the account


Account funds roll over from year to year


Earn Competitive Interest


The account is subject to limitations and/or penalties imposed by the Internal Revenue Service. Keystone Savings Bank does not provide tax or legal advice. Please contact a qualified tax or legal professional to determine your eligibility to establish an HSA.
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