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Business Loan Application

  • Business Information

    * - Indicates a Required Field

Primary Contact

Business Attorney

Business Accountant

Insurance Agent

Loan Request Information

Ownership Information

  • Has the applicant ever filed bankruptcy in the past 7 years?*
  • Is the applicant party to a claim or lawsuit?*
  • Has the applicant had a property foreclosed on or given title or deed in lieu thereof in the last 7 years*
  • Has the applicant directly or indirectly been obligated on a loan which resulted in foreclosure, transfer of the title in lieu of foreclosure, or judgement?*
  • Is the applicant a co-make, guarantor, or endorser on any other debt to another individual or entity?*
  • Are there any outstanding judgments against the applicant?*
  • Does the applicant have any other credit applications pending?*
  • Notices to Applicant

    Right to Receive a Copy of Appraisal: If your loan will be secured by a lien on a 1-4 unit residential dwelling, we may order an appraisal to determine the property's value and charge you for this appraisal. We will promptly give you a copy of any appraisal, even if your loan does not close. You can pay for an additional appraisal for your own use at your own cost.

    ECOA Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract; because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Protection Act. The Federal agency that administers compliance with this law concerning this creditor is: The Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut Street, #11, Kansas City, MO 64106

    If you are denied credit, you have the right to a statement of specific reasons within 30 days, if the statement is requested within 60 days of denial. You may request a written statement by contacting Keystone Savings Bank, 81 Main Street, PO Box 367, Keystone, IA 52249 Telephone 319-442-3218.

  • Certification and Authorization

    The information contained in this request for credit is provided for the purpose of obtaining credit with Keystone Savings Bank on behalf of the Borrower(s). By submitting this Request the Borrower(s)

    1. Warrants and represents that the information provided is true and correct and understands that Keystone Savings Bank will rely upon this information to make a credit decision.
    2. Authorizes Keystone Savings Bank to verify the accuracy of the information contained in this application or in conjunction with this application through additional sources as deemed necessary.
    3. Acknowledges that it may be a federal crime to knowingly make false statements concerning any of the above information under Title 18, United States Code Section 1014.
    4. Agrees to pay all third party costs without limitation that are incurred by Keystone Savings Bank throughout this process. Third party costs include, but are not limited to, appraisals, credit report, flood determination, environmental, title work, etc.). Borrower(s) agrees to pay all third party fees regardless of whether the loan closes.
  • Do you accept credit cards as a form of payment?
  • Do you have a need for ACH?
  • Do you use corporate credit cards?
  • Do you currently have a 401K plan?
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