Juneteenth

KSB will be closed on Wednesday, June 19th in honor of Juneteenth. We will be open for business as usual on Thursday, June 20th.

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Home Loans

Loans To Purchase, Build or Remodel Your Dream Home

Purchasing a home is among the biggest decisions you will make. With a decision that important, it’s also important to choose the right lender who can provide you with the right loan. Keystone Savings Bank is proud to be a local lender. When you choose us as your lender, you can trust that you’re working with us. All decisions related to your loan are made in our offices after our team sits down to discuss what you need from your home loan.

To experience the difference of working with a local lender who understands your needs in a home loan, complete our online form. Our loan officers will be in touch with you after reviewing your submission.

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Home Loans We Offer

Fixed-Rate Mortgages

A fixed-rate mortgage is perfect for borrowers who plan on staying in their home for a long time and want the security of a steady payment each month.

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Adjustable-Rate Mortgage

These loans are ideal if you’re planning on staying in your new home for a shorter period of time. The initial terms of the loan offer a fixed rate, and the rate is then re-evaluated on an ongoing basis.

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Construction Loans

If you want to build your dream home rather than search for it on the open market, a construction loan is a great choice. This loan can cover any expenses related to building your new home. Once construction is complete, our lenders can work with you to create a traditional mortgage loan that fits your needs.

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Home Improvement Loans

If you’d rather make upgrades in your current home instead of purchasing a new home, we offer home improvement loans to cover any expenses related to remodeling and upgrading your home.

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Home Equity Loans

These lump sum loans allow you to use your home’s equity as a financial tool. Home equity loans can be used to cover anything from home improvements and upgrades to personal loans.

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Home Equity Lines of Credit (HELOCs)

Use your home’s equity as a revolving line of credit that you can draw on as you need it. As you repay the balance, more money becomes available for you to borrow again.

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