Choose Your Checking Account
Whether you want a simple checking account with limited fees or accounts that allow you to take advantage of competitive interest rates while maintaining easy access, Keystone Savings Bank gives you options. Each of our checking accounts includes:
- Debit card
- Online and mobile banking
- E-statements
If you would like to open a checking account at Keystone Savings Bank, get started by completing our online application. Our staff will review your application and be in touch with you soon.
Complete Our Account Application
You can also protect your accounts from potentially fraudulent activity by enrolling in our ID Theft Smart Program. Get started by downloading the enrollment form. Complete the form and bring it in to your local Keystone Savings Bank office.
Compare Your Checking Account Options
| Economy Checking Account | Golden Key Account | Interest Checking & Super NOW Account | Money Market Account | |
|---|---|---|---|---|
Choose this account if... | You want a traditional checking account with no transaction limits and no fees | You are age 55 or better and want an account that offers exclusive benefits | You’d like to earn competitive interest on your account balance | You’d like to earn more with tiered interest rates that reward you for keeping a higher balance |
Minimum Deposit to Open | $100 | $100 | $1,000 | $2,500 |
| Minimum Balance Requirement | None | None | $1,000 | $2,500 |
| Fees | $3 monthly fee for paper statements (E-Statements are available at no cost) | None | $8.50 minimum balance fee if account falls below $1,000 any day during statement cycle
$3 monthly fee for paper statements (E-Statements are available at no cost)
For Super NOW account, $0.30 fee per debit in excess of ten (10) during statement cycle | $8.50 minimum balance fee if account falls below $2,500 any day during statement cycle
$3 monthly fee for paper statements (E-Statements are available at no cost) $8.50 per debit fee for each debit in excess of three (3) during statement cycle |
| Additional Benefits | No limits on withdrawals
Online & Mobile Banking
Debit Card
| Free Golden Key Club Checks
No charge for paper statements with check images
Debit Card
$20 credit on annual safe deposit box rental
No cost on money orders and cashier’s checks
$10,000 accidental death and dismemberment insurance policy
No cost on telephone transfers
Online &Mobile Banking | Earn competitive interest on entire account balance
Online & Mobile Banking
Debit Card | Tiered Interest Rates. Higher rates for higher account balances
Online & Mobile Banking |