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Checking Accounts

Choose Your Checking Account

Whether you want a simple checking account with limited fees or accounts that allow you to take advantage of competitive interest rates while maintaining easy access, Keystone Savings Bank gives you options. Each of our checking accounts includes:

  • Free debit card
  • Free online and mobile banking
  • Free e-statements

If you would like to open a checking account at Keystone Savings Bank, get started by completing our online application. Our staff will review your application and be in touch with you soon.

Complete Our Account Application

You can also protect your accounts from potentially fraudulent activity by enrolling in our ID Theft Smart Program. Get started by downloading the enrollment form. Complete the form and bring it in to your local Keystone Savings Bank office.

Enroll in ID Theft Smart

Compare Your Checking Account Options

 Economy Checking AccountGolden Key AccountInterest Checking & Super NOW AccountMoney Market Account

Choose this account if...

You want a traditional checking account with no transaction limits and no fees

You are age 55 or better and want an account that offers exclusive benefits

You’d like to earn competitive interest on your account balance

You’d like to earn more with tiered interest rates that reward you for keeping a higher balance

Minimum Deposit to Open





Minimum Balance RequirementNoneNone$1,000$2,500
Fees$3 monthly fee for paper statements (E-Statements are free)None

$8.50 minimum balance fee if account falls below $1,000 any day during statement cycle


$3 monthly fee for paper statements (E-Statements are free)


For Super NOW account, $0.30 fee per debit in excess of ten (10) during statement cycle

$8.50 minimum balance fee if account falls below $2,500 any day during statement cycle


$3 monthly fee for paper statements (E-Statements are free)


$8.50 per debit fee for each debit in excess of three (3) during statement cycle
Additional Benefits

No limits on withdrawals

Online &Mobile Banking

Free Golden Key Club Checks


No charge for paper statements with free check images


$20 credit on annual safe deposit box rental


Free money orders and cashier’s checks


$10,000 accidental death and dismemberment insurance policy


Free telephone transfers

Online &Mobile Banking

Earn competitive interest on entire account balance

Online &Mobile Banking

Tiered Interest Rates. Higher rates for higher account balances

Online &Mobile Banking

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